KKT Program (TN)
Tamil Nadu financial and skill support for traditional artisans under Kalaignar Kaivinai Thittam.
About this Service
Kalaignar Kaivinai Thittam is a Tamil Nadu artisan-development programme covering notified traditional craft and service trades. It combines credit-linked financial assistance with subsidy and training so artisans can modernise tools, expand capacity and strengthen livelihoods. District guidance describes a project-cost ceiling of ₹3 lakh and subsidy equal to 25% of sanctioned loan amount up to ₹50,000.
Key Benefits
- The scheme supports eligible traditional artisans with project cost up to ₹3 lakh under the published Tamil Nadu framework.
- Eligible beneficiaries can receive 25% subsidy on the sanctioned loan amount, subject to the notified maximum of ₹50,000.
- Published state references also provide interest-subvention support on eligible bank finance.
- Skill-development / entrepreneurship training support can be provided to strengthen business capability of participating artisans.
- No promoter contribution is required under the current district-level information, reducing upfront financial burden for eligible artisans.
Eligibility Criteria
- Minimum age of 35 years and above (Applicant should belong to Tamilnadu)
- * Applicant should have 5 years experience in one of the listed trades. (File attached)
- * No income ceilings applicable. No minimum education required.
- * The scheme will cover new entrepreneurs and expansion of existing entrepreneurs.
- * Only one person per family is eligible under this scheme.
- * Should not have availed subsidy benefit above Rs.1.5 Lakhs under NEEDS,AABCS,UYEGP and CMARISE schemes or If you received any subsidy benefit greater than Rs. 1.5 lakhs under GoTN schemes for self employment or business expansion in the last 5 years should be repaid.
Documents Required
- Aadhaar / PAN and Tamil Nadu residence proof
- Age proof
- Self-certification / proof of artisan experience
- Trade / skill details
- Project estimate and tool / equipment quotations
- Bank account details
- Category / community details if asked by portal
- Photograph and online declarations
Frequently Asked Questions
What is the timeline for KKT Program (TN)?
The standard timeline depends on government processing, typically ranging from a few days to a few weeks.
What documents are required?
Standard KYC documents (Aadhaar, PAN, Address Proof) and business entity documents are required.
What is the maximum project cost?
Published district information states ₹3 lakh.
What subsidy is available?
25% of the sanctioned loan amount, subject to a maximum of ₹50,000.
Is there an education requirement?
Published guidance states no minimum educational qualification.
What experience is required?
Generally 5 years of work experience in the chosen notified trade, on the prescribed basis.
Conclusion
KKT is suitable for experienced artisans seeking modest capital for tools, equipment and business improvement. Applicants should use the current Tamil Nadu portal for the latest trade list and bank instructions.
Expert Assistance for
KKT Program (TN)
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