Skip to content
Back to All Government Schemes
Loan

Financial Assistance for ST ,SC & OBC

Loan Scheme

Government Scheme run by Ministry of Social Justice and Empowermentc. Open pan-India.

Talk to Advisor
CoverageLoan
AssistanceAvailable
Eligibility Assessment

Who Can Apply?

Verified criteria and borrower eligibility guidelines set by the Government of India.

Eligible Entities

Government Scheme run by Ministry of Social Justice and Empowermentc. Open pan-India.

Program Highlights

Key Features

Core benefits, guarantees, and subsidy structures under this flagship program.

Eligibility Criterion 1

The company age should be more than 1 year.

Eligibility Criterion 2

Only PrivatePublic Limited Companies having CIN number.

Eligibility Criterion 3

A new company that is a successor entity of a Business entity (Proprietary Firm / Partnership Firm / One Person Company (OPC) / Limited Liability Partnership (LLP) / any other establishment incorporated under any law in force) meeting the above criteria with sound business model.

Eligibility Criterion 4

A maximum of 20% working capital is allowed out of the total financial assistance.

Advantages & Subsidies

Scheme Benefits

Loan INR 10 Lakh to ₹ 5 Cr. for SC ST Entrepreneurs Funding Scheme
Interest Rate: 4% p.a. (3.75% for women/Divyang ST entrepreneurs)
Funding Support: Up to 75% of project cost for ST
Promoter Contribution: Minimum 25% (can include govt subsidy/bank loan) FOR ST
If other funding available: Promoter must contribute at least 15% For ST
for SC(ROI: 4%, For women and Divyang: 3.75%
Loan INR 20 Lakh to ₹ 15 Cr. for OBC
for OBC(ROI: 6%, For women and Divyang: 5.75%)
Step-by-Step Guide

Application Process

Step 01

Eligibility Assessment

Verify criteria and documentation requirements.

Step 02

Documentation & DPR

Prepare DPR, project reports and certifications.

Step 03

Portal Submission

File application through designated government portal.

Step 04

Sanction & Benefit

Track scrutiny, nodal verification, and fund disbursement.

Checklist

Documents Required

Keep the following paperwork ready for instant verification and fast processing.

Udyam Registration Certificate
PAN Card & Aadhaar of Promoters
Bank Statements & Financial Statements
Project Report / DPR (if applicable)
Got Questions?

Frequently Asked Questions

You can apply through the official government portal with the required documentation, or consult Growthora advisory for end-to-end guidance.
Fast-Track Processing

Get Started with Financial Assistance for ST ,SC & OBC

Our scheme experts will help verify your eligibility and prepare complete documentation.

Financial Assistance for ST ,SC & OBC - Government Scheme | Growthora