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Credit Guarantee Scheme for Startups (CGSS)

Loan Scheme

Government Scheme run by DPIIT (Startup India), managed by NCGTC. Open pan-India.

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Eligibility Assessment

Who Can Apply?

Verified criteria and borrower eligibility guidelines set by the Government of India.

Eligible Entities

Government Scheme run by DPIIT (Startup India), managed by NCGTC. Open pan-India.

Program Highlights

Key Features

Core benefits, guarantees, and subsidy structures under this flagship program.

Eligibility Criterion 1

Must be DPIIT-recognized startup

Eligibility Criterion 2

Not in default/NPA

Eligibility Criterion 3

Seeking collateral-free funding to scale

Advantages & Subsidies

Scheme Benefits

Collateral-free loans up to ₹20 Cr
Guarantee coverage: 80% (≤₹3 Cr), 75% (₹3-5 Cr), 65% (>₹5 Cr)
Term loans, working capital, venture debt, fund-based & non-fund based covered
Special fee reduction for Women & NE Startups
Step-by-Step Guide

Application Process

Step 01

Eligibility Assessment

Verify criteria and documentation requirements.

Step 02

Documentation & DPR

Prepare DPR, project reports and certifications.

Step 03

Portal Submission

File application through designated government portal.

Step 04

Sanction & Benefit

Track scrutiny, nodal verification, and fund disbursement.

Checklist

Documents Required

Keep the following paperwork ready for instant verification and fast processing.

Udyam Registration Certificate
PAN Card & Aadhaar of Promoters
Bank Statements & Financial Statements
Project Report / DPR (if applicable)
Got Questions?

Frequently Asked Questions

You can apply through the official government portal with the required documentation, or consult Growthora advisory for end-to-end guidance.
Fast-Track Processing

Get Started with Credit Guarantee Scheme for Startups (CGSS)

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Credit Guarantee Scheme for Startups (CGSS) - Government Scheme | Growthora