NAIFF National Agri Infra Financing Facility
Government Scheme run by Department of Agriculture & Farmers Welfare. Open pan-India.
About this Service
Growthora provides comprehensive solutions for NAIFF National Agri Infra Financing Facility. We ensure full compliance and seamless execution so you can focus on growing your business.
Key Benefits
- Up to 2 CR Loan
- Interest Subvention: 3%
- ROI: Approx 9%
- Re-payment period: 7 years including 2 years moratorium
Eligibility Criteria
- Applicant should belong to an eligible beneficiary category such as farmer, FPO, PACS, cooperative, SHG, JLG, agri-entrepreneur, startup or other notified entity.
- The proposed project should be an eligible post-harvest management infrastructure or community farming asset.
- The project should be financially viable and eligible for term finance from a participating lending institution.
- Applicant must satisfy the current scheme, lender, KYC and credit-appraisal requirements.
- Land / site rights, statutory approvals and project documentation must be available as applicable to the proposed infrastructure.
Documents Required
- KYC / constitution documents
- AIF portal registration
- Detailed project report
- Land / lease documents
- Machinery and civil-work quotations
- Bank loan proposal
- Financial projections and promoter contribution proof
- Sector licences / NOCs as applicable
- FPO / cooperative / SHG registration documents where relevant
Frequently Asked Questions
What is the timeline for NAIFF National Agri Infra Financing Facility?
The standard timeline depends on government processing, typically ranging from a few days to a few weeks.
What documents are required?
Standard KYC documents (Aadhaar, PAN, Address Proof) and business entity documents are required.
Is NAIFF the official scheme name?
The central scheme is officially called the Agriculture Infrastructure Fund (AIF) / Financing Facility under AIF.
What is the interest benefit?
3% interest subvention per annum on eligible loans up to ₹2 crore per project for up to 7 years.
Who can apply?
Eligible beneficiaries include farmers, FPOs, PACS, cooperatives, SHGs, agri-entrepreneurs, startups and other notified entities.
What projects are covered?
Eligible post-harvest management infrastructure and community farming assets are covered.
Conclusion
AIF is one of the key financing facilities for agriculture infrastructure, but eligibility depends on project type, borrower category and lender appraisal.
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NAIFF National Agri Infra Financing Facility
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