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PM-KISAN: Complete Guide to India’s Farmer Income Support Scheme

Pradhan Mantri Kisan Samman Nidhi, known as PM-KISAN, is a Central Sector Scheme launched on 24 February 2019 that provides eligible landholding farmer families Rs 6,000 per year, credited directly into their bank accounts in three equal installments of Rs 2,000 every four months, reaching more than 11 crore farmer families through Direct Benefit Transfer, making it one of the world’s largest DBT programmes.

PM-KISAN scheme showing farmer income support, ₹2,000 installment through Direct Benefit Transfer, Aadhaar-linked payments and financial assistance for Indian farmers
Government Scheme5 October 2026GrowthOra

What is PM-KISAN?

PM-KISAN is a Central Sector Scheme administered by the Ministry of Agriculture and Farmers’ Welfare that provides direct income support of Rs 6,000 per year to eligible landholding farmer families across India, transferred straight into their Aadhaar-linked bank accounts through Direct Benefit Transfer, cutting out delays and eliminating intermediaries in how farmer support reaches the ground.

Since its launch, the scheme has disbursed several lakh crore rupees cumulatively to farmer families nationwide and now dedicates over 25 percent of its benefits specifically to women farmers, reflecting a deliberate policy push to strengthen financial inclusion for women in agricultural households.

Installment Amount and Release Pattern

How much does PM-KISAN pay, and how often?

PM-KISAN provides Rs 6,000 annually, split into three equal installments of Rs 2,000 each, released approximately every four months, with recent installments including the 23rd installment released on 20 June 2026, transferring approximately Rs 18,880 crore to more than 9.44 crore eligible farmers, and the 24th installment expected around October 2026 based on the scheme’s regular four-month cycle.

Installment CycleTypical Release Window
First installmentApril to July
Second installmentAugust to November
Third installmentDecember to March

Exact release dates are announced by the government closer to each cycle and are not fixed to a specific calendar date, so farmers should track the official PM-KISAN portal or news announcements rather than assuming a set date each year.

Eligibility Criteria

  • Landholding farmer families, including husband, wife, and minor children, who collectively own cultivable land as per applicable state land records
  • The land must generally be registered in the farmer’s name in state or revenue records as per the scheme’s prescribed cutoff and documentation requirements.
  • Farmer families across all states and union territories are eligible, subject to the scheme’s exclusion criteria based on income and institutional status described below.
  • Aadhaar-linked bank account details must be correctly registered, since payments are processed entirely through Direct Benefit Transfer

Who Is Excluded From PM-KISAN?

PM-KISAN specifically excludes certain categories from benefits, even where they may otherwise hold agricultural land, including institutional landholders, farmer families where any member is a serving or retired government employee above a certain pay level, income tax payers, and professionals such as doctors, engineers, lawyers, and chartered accountants practicing their profession, along with serving or retired Members of Parliament, MLAs, ministers, and holders of constitutional posts. This exclusion framework exists specifically to concentrate support on genuinely small and marginal farming households rather than spreading benefits across all landholders regardless of their broader income situation.

Mandatory e-KYC Requirement

Is e-KYC mandatory for PM-KISAN beneficiaries?

Yes, Aadhaar-based e-KYC is mandatory for every PM-KISAN beneficiary, completed through OTP verification, biometric authentication, or face authentication for farmers without an Aadhaar-linked mobile number, and failure to complete this verification results in the installment being withheld until the process is finished.

A name mismatch between a farmer’s Aadhaar record and their PM-KISAN registration is one of the most common reasons a payment fails, so farmers should verify their name, spelling, and other details match exactly across both records before each installment cycle and can complete e-KYC through the PM-KISAN mobile app, the nearest Common Service Centre, or the official portal directly.

How to Register for PM-KISAN

  • Visit the official PM-KISAN portal at pmkisan.gov.in, or approach your nearest Common Service Centre or state agriculture department office
  • Select the “New Farmer Registration” option and enter your Aadhaar number along with other requested personal details.
  • Provide land record details as per your state’s revenue records, ensuring the information matches official documentation.
  • Enter your bank account details, ensuring the account is Aadhaar-linked to support Direct Benefit Transfer.
  • Complete the mandatory e-KYC process through OTP, biometrics, or face authentication as applicable.
  • Submit the application for verification by the relevant state and local revenue authorities, who validate land records before approving the registration.

How to Check Beneficiary Status

  • Visit the official PM-KISAN portal and select the “Beneficiary Status” option.
  • Enter your registration number, Aadhaar number, or registered mobile number as prompted.
  • View your registration status, installment history, and any pending verification issues displayed on screen.
  • If eligible but an installment has not been received, contact the PM-KISAN helpline at 1800-180-1551 for assistance.
  • Farmers can also use the multilingual, AI-powered Kisan-eMitra chatbot, available in 11 regional languages, for round-the-clock assistance checking application status, payment details, and resolving common queries.

Key Takeaways

  • PM-KISAN provides eligible farmer families with Rs 6,000 per year, split into three installments of Rs 2,000 every four months, via Direct Benefit Transfer.
  • The 23rd installment was released on 20 June 2026, reaching more than 9.44 crore farmers, with over 25 percent of total benefits now going to women farmers.
  • Institutional landholders, income tax payers, government employees above a certain level, and professionals like doctors and lawyers are excluded from the scheme.
  • Aadhaar-based e-KYC is mandatory for every beneficiary, and a name mismatch between Aadhaar and PM-KISAN records is a common cause of payment failure.
  • Farmers can check status and get support through the official portal, the PM-KISAN mobile app, the helpline, or the multilingual Kisan-eMitra chatbot.

FAQs

How much money does PM-KISAN provide annually?

PM-KISAN provides Rs 6,000 per year to eligible landholding farmer families, paid in three equal installments of Rs 2,000 every four months.

Who is not eligible for PM-KISAN benefits?

Institutional landholders, income tax payers, serving or retired government employees above a certain pay level, professionals such as doctors, engineers, lawyers and chartered accountants in active practice, and holders of constitutional posts or elected offices are excluded from the scheme.

Is e-KYC mandatory to receive PM-KISAN installments?

Yes, Aadhaar-based e-KYC is mandatory for every beneficiary, completed through OTP, biometric, or face authentication, and installments are withheld until this verification is completed.

How can I check my PM-KISAN beneficiary status?

You can check status on the official PM-KISAN portal using your registration number, Aadhaar number, or registered mobile number, or through the PM-KISAN mobile app.

When is the next PM-KISAN installment expected?

Following the 23rd installment released on 20 June 2026, the 24th installment covering the August to November 2026 period is expected around October 2026, based on the scheme’s regular four-month release cycle, though the official date is announced closer to the time.

What should I do if I have not received my PM-KISAN installment despite being eligible?

Contact the PM-KISAN helpline at 1800-180-1551, or check the Beneficiary Status section on the official portal for details on any pending verification or documentation issue affecting your payment.

Conclusion

While PM-KISAN is a direct farmer benefit scheme, many of our clients running agri-processing or allied rural enterprises also navigate related compliance and funding questions alongside their farming operations. Book a free consultation with Growthora Advisory for clear, practical guidance.

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